Accounts made for you

Banking with Carver - It's the right thing to do.

                                Online Account Opening
Carver Community Free Checking gives you everything you need to manage your finances with minimal restrictions.

Benefits of Carver Community Free Checking:
  • No minimum balance
  • No monthly service charges
  • $50 minimum opening deposit
  • Complimentary personal financial management through Digital Banking
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking with Bill Pay
  • Free Thank You Gift
  • Free eStatements
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • Access to 55,000 ALLPOINT ATMS, nationwide
  • ZELLE
  • Five non-Carver ATM withdrawals fees waived per statement cycle

Terms & Conditions
Minimum opening deposit is only $50.00. Free gift provided at the time of account opening. The value of free gift may be reported to the IRS. Fees, such as non-sufficient funds, overdraft fees, etc. may apply to all accounts. See Fee Schedule for details. E-statement available at no charge, otherwise $3.00 fee per monthly paper statement. Carver Federal Savings Bank will waive up to five (5) Non-Carver Bank ATM withdrawal fees of $2.50 per calendar month. This is a fee that Carver Bank charges you for using a machine not owned and operated by Carver Bank. See your account disclosures and agreements for other important terms and conditions that may apply.
This account is for college Students who are 18 through 24 years of age. Student Easy-Access gives you the flexibility you need with the perks.

Benefits of Student-Easy Access:
  • No minimum balance
  • No monthly service charges
  • $50 minimum opening deposit
  • $25 minimum if opened online
  • Complimentary personal financial management through Digital Banking
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking with Bill Pay
  • Free e-Statement
  • Free Thank You Gift
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • Access to 55,000 ALLPOINT ATMS, nationwide
  • ZELLE
  • Five non-Carver ATM withdrawals fees waived per statement cycle

Terms & Conditions
Minimum opening deposit is only $50.00. $25.00 if the account is opened online. Free gift provided at the time of account opening. The value of free gift may be reported to the IRS. Fees, such as non-sufficient funds, overdraft fees, etc. may apply to all accounts. See Fee Schedule for details. E-statement available at no charge, otherwise $3.00 fee per monthly paper statement. Carver Federal Savings Bank will waive up to five (5) Non-Carver Bank ATM withdrawal fees of $2.50 per calendar month. This is a fee that Carver Bank charges you for using a machine not owned and operated by Carver Bank. See your account disclosures and agreements for other important terms and conditions that may apply.
Value Plus Interest Checking gives your everyday banking a boost, lets you access bonus features and more.

Benefits of Value Plus Interest Checking:
  • Interest bearing- checking account
  • $50 minimum opening deposit
  • Only $6 monthly service charge fee if the direct deposit or minimum daily balance falls below $1,500 in a month statement cycle
  • Complimentary personal financial management through Digital Banking
  • Free Visa Debit Card
  • Free eStatements
  • Free Online Banking and Mobile Banking with Bill Pay
  • Free Thank You Gift
  • Free Standard Checks
  • Free Official Bank Checks
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • Access to 55,000 ALLPOINT ATMS, nationwide
  • ZELLE
  • Five non-Carver ATM withdrawals fees waived per statement cycle
 
Terms & Conditions
Monthly service charge of $6.00 waived when direct deposit or minimum daily balance of $1,500. is met. Minimum opening deposit is only $50.00. $25.00 if the account is opened online. Free gift provided at the time of account opening. The value of free gift may be reported to the IRS. Fees, such as non-sufficient funds, overdraft fees, etc. may apply to all accounts. See Fee Schedule for details. E-statement available at no charge, otherwise $3.00 fee per monthly paper statement. Carver Federal Savings Bank will waive up to five (5) Non-Carver Bank ATM withdrawal fees of $2.50 per calendar month. This is a fee that Carver Bank charges you for using a machine not owned and operated by Carver Bank. See your account disclosures and agreements for other important terms and conditions that may apply.

Don't Just Dream Big. Get a Great Rate and Save Big! 

Now is the time to open a Carver Bank money market with $25K and get 1.35% APY!

  • Minimum opening deposit will be $25,000
  • Promotional Rate of 1.35% APY
  • Promotion Period: May 9th through December 30, 2022
  • New deposit funds are required to open the Promo Money Market Account
  • Required to open a Carver Free Checking, or Carver Value Plus Checking to receive the promotional rate
  • A $25.00 monthly service fee will be charged if the minimum daily balance falls below $25,000 in a monthly statement cycle and the rate will adjust to the standard money rate
 
Terms & Conditions
Minimum opening deposit will be $25,000.  Offer available from May 1, 2022, through December 30, 2022                     (the "Promotion Period").  Customers are required to open a Carver Community Free Checking or Value Plus Interest Checking with a linked Promo Money Market account to receive the promotional rate.  New deposit funds are required to open the Promo Money Market.  A $25.00 monthly service fee will be charged if the minimum daily balance falls below $25,000 in a monthly statement cycle.  Compounding and Crediting: Interest will be compounded daily and credited monthly.  Balance Computation Method: The daily balance method to calculate interest will be used, which applies a daily periodic rate to the principal in the account each day.
The minimum balance to open any checking account is $50.00.  Value Plus Interest Checking has an average percentage yield (APY) of 0.15% as of July 18, 2022.  The rate is a variable and subject to change without prior notice.  Value Plus Interest Checking for consumer accounts requires a daily minimum balance of $1,500.00 to avoid a $6.00 monthly service charge fee.