Business Lending

Do you need help financing office space, securing equipment or just growing your business? We offer an array of products enhanced by customized solutions tailored to your individual cash flow needs.

As a renowned community bank, we understand your small business needs. Contact us to see how our financial services can work for you and how your deposits can work for the community. We reinvest more than 80 cents of every dollar on deposit back into local businesses, jobs, and development.


Small Business MicroLoan Program

Small Business MicroLoans offer affordable capital and technical assistance to help small business stabilize operations and stimulate growth.

We're here to work alongside you as a trusted financial partner and help you get the resources you need to achieve your business goals.

Apply today for a low-fixed interest rate* MicroLoan from $5,000 to $50,000.

You can use it for working capital to cover equipment purchases, office renovations, inventory, payroll and more.

Plus, through a partnership with technical assistance providers, borrowers will have access to free one-on-one coaching in financial management, legal support, and marketing.

*Competitive fixed rate, Small Business MiroLoans are subject to satisfaction of Carver Bank's underwriting and credit approval.  Must maintain a Business Checking Account with Carver Bank.


Business Lines of Credit

  • Loans from $1,000 to 15,000
  • Gives business owners financial flexibility and control with access to cash for short-term needs, such as purchasing inventory or day-to-day expenses
  • Must link to a Carver Business Checking account

Business Term Loan

  • Equipment Purchases
  • Permanent Working Capital
  • Leasehold Improvements
  • Expansion