Accounts made for you

Investing in our community by banking with Carver. It's the right thing to do.


  • No minimum balance
  • No monthly service charges
  • 1,000 Free items per statement cycle, including checks paid, deposits, checks deposited, ACH debits and credits
  • $50 minimum opening deposit
  • Complimentary personal financial management through Digital Banking
  • Free Business Visa Debit Card
  • Free Business Online Banking with Bill Pay
  • Free Business Mobile Banking with Bill Pay
  • Free Thank You Gift
  • Free eStatements with online check images
  • Free Positive Pay
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • Access to 55,000 ALLPOINT ATMS, nationwide
  • Merchant Deposit Services

Terms & Conditions
Minimum opening deposit is only $50.00. Free gift provided at the time of account opening. Up the value of free gift may be reported to IRS. Fees, such as non-sufficient funds, overdraft fees, etc. may apply to all accounts. See Fee Schedule for details. $0.15 fee per transaction items after the allowed 1,000 items. Transaction are defined as checks paid, deposits, check deposited, and ACH debits and credit. See your account disclosures and agreements for other important terms and conditions that may apply.
 
Business Value Plus Interest Checking rewards companies that regularly keep at least $5,000 daily minimum balance in their account. This checking account is ideal for Not-for-Profit organizations and Faith based organizations with low to moderate transaction volume.

Benefits of Business Value Plus Interest Checking:
  • Competitive interest rate
  • Only $6 monthly service charge fee if the minimum daily balance falls below $5,000 in a month statement cycle
  • 1,000 Free items per statement cycle, including checks paid, deposits, checks deposited, ACH debits and credits
  • $50 minimum opening deposit
  • Complimentary personal financial management through Digital Banking
  • Free Business Visa Debit Card
  • Free Business Online Banking with Bill Pay
  • Free Business Mobile Banking with Bill Pay
  • Free Thank You Gift
  • Free eStatements with online check images
  • Free Positive Pay
  • $25.00 discount first order of checks
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • Access to 55,000 ALLPOINT ATMS, nationwide
  • Merchant Deposit Services

Terms & Conditions
Minimum opening deposit is only $50.00. Free gift provided at the time of account opening. Up the value of free gift may be reported to IRS. Fees, such as non-sufficient funds, overdraft fees, etc. may apply to all accounts. See Fee Schedule for details. $0.15 fee per transaction items after the allowed 1,000 items. Transaction are defined as checks paid, deposits, check deposited, and ACH debits and credit. See your account disclosures and agreements for other important terms and conditions that may apply.

Business Partner Checking built to offer flexibility for your business needs and to reward you for your relationship with Carver Bank. This account is ideal for companies that meet two criteria: First, process a high volume of banking transactions. Second, they regularly maintain substantial account balances.

Benefits of Business Partner Checking:
  • Only $25.00 monthly service charge fee if the minimum daily balance falls below $25,000 in a month statement cycle*
  • $0.15 fee per transaction items. Transaction are defined as check paid, deposits, check deposited, and ACH debit and credits.
  • $50 minimum opening deposit
  • Free Business Visa Debit Card
  • Free Business Online Banking with Bill Pay
  • Free Business Mobile Banking with Bill Pay
  • Free e - Statements with online check images
  • Free Positive Pay
  • Free Thank You Gift
  • Complimentary personal financial management through Digital Banking
  • Cash Management Services
  • $25.00 discount first order of checks
  • Access to 55,000 ALLPOINT ATMs, nationwide
  • Access to Bank-At-Work benefit program for employees

Terms & Conditions
Minimum opening deposit is only $50.00. Free gift provided at the time of account opening. Up the value of free gift may be reported to IRS. Fees, such as non-sufficient funds, overdraft fees, etc. may apply to all accounts. See Fee Schedule for details. $0.15 fee per transaction items. Transaction are defined as checks paid, deposits, check deposited, and ACH debits and credit. *To avoid $25.00 monthly service fee, maintain daily minimum balance of $25,000 in business account, or $50,000 combined average balances in business deposits accounts and credit accounts. See your account disclosures and agreements for other important terms and conditions that may apply.

  • Minimum opening deposit will be $25,000
  • Promotional Rate of 1.05% APY
  • Promotion Period: May 9th through December 30, 2022
  • New deposit funds are required to open the Promo Money Market Account
  • Required to open a Carver Free Checking, or Carver Value Plus Checking to receive the promotional rate
  • A $25.00 monthly service fee will be charged if the minimum daily balance falls below $25,000 in a monthly statement cycle and the rate will adjust to the standard money rate
          Open today at your nearest Carver branch!
 
Terms & Conditions
Minimum opening deposit will be $25,000.  Offer available from May 1, 2022, through December 30, 2022                     (the "Promotion Period").  Customers are required to open a Carver Community Business Free Checking or Business Value Plus Interest Checking with a linked Promo Money Market account to receive the promotional rate.  New deposit funds are required to open the Promo Money Market.  A $25.00 monthly service fee will be charged if the minimum daily balance falls below $25,000 in a monthly statement cycle.  Compounding and Crediting: Interest will be compounded and credited monthly.  Balance Computation Method: The daily balance method to calculate interest will be used, which applies a daily periodic rate to the principal in the account each day.
The minimum balance to open any checking account is $50.00.  Business Value Plus Interest Checking has an average percentage yield (APY) of 0.05% as of April 24, 2022.  The rate is a variable and subject to change without prior notice.  A Business Value Plus Interest Checking account requires a daily minimum balance of $5,000 to avoid a $6.00 monthly service charge fee.  Carver Community Business Free Checking and Business Value Plus Interest Checking accounts allow 1,000 free monthly transactions items.  A $0.15 fee per transaction item will be assessed after 1,000 items.  Transactions are defined as checks paid, deposits, check deposited, and ACH debits and ACH credits.  Free gift provided at the time of account opening.   Up to the value of free gift may be reported to the IRS.  We reserve the right to substitute a gift of similar value.  Please see the account  your account disclosures and agreements for other important terms and conditions that may apply.