TAX DOCUMENTS

 What is a 1098 form?

For mortgage loans, a 1098 statement captures all interest, taxes, and mortgage insurance premiums paid in each calendar year.

When will I receive my 1098 form?

1098 statements will be mailed by January 31 each calendar year.

PROPERTY TAX BILLS
Where do I pay my property tax bills?

 Email:                                                                                                              loanoperations@carverbank.com

Fax:
212-426-6155

Do I need to send in my property tax bill?

If your mortgage loan has an escrow account, Carver will obtain your property tax information directly from your taxing authority and ensure all property tax bills are paid by the due date. If your mortgage loan does not have an escrow account, you are responsible for paying these bills by the due date directly to your taxing authority and you do not need to provide this information to us.

What is a supplemental tax bill?

A supplemental tax bill is a one-time bill generated by the taxing authority and sent directly to the homeowner. The bill is generated because of a mid-year assessment change by the County. Supplemental tax bills may also be referred to as an Added Assessment, Interim, or corrected bill.

Does Carver pay supplemental tax bills?

The homeowner is responsible for paying these bills directly to the taxing authority. Because supplemental tax bills are a one-time bill, they are not collected in the monthly escrow payment, included in the escrow account balance, or paid from the escrow account.

What if I have an escrow account and I receive a delinquent property tax bill?

Please send the delinquent tax bill using one of the following options:

 Email:                                                                                                            loanoperations@carverbank.com

 Fax:                                                                                                                                                                      212-426-6155

 Mail:                                                                                                                                                            Carver Federal Savings Bank                                                                                                            Attention:  Loan Operations – Escrow
1825 Park Ave – 7th FL
New York, NY 10035-1932