"How far you go in life depends on your being tender with the young, compassionate with the aged, sympathetic with the striving, and tolerant of the weak and the strong -- because someday you will have been all of these." - George Washington Carver (1864-1943)
Non-Profit Checking
Carver's Non-profit Checking account allows funds to remain accessible while they earn a competitive rate of return. With low minimum balance requirements and competitive fees, Carver's Non-Profit Checking account is an interest bearing checking account designed to meet the needs of non-profit organizations with low to moderate transaction volume. Learn More
If your non-profit organization has higher transaction levels and cash management needs, we also offer several different business account options, including Carver Business Basic Checking and Carver Business Custom Checking.
To learn more, please visit your local Carver branch or call us at (718) 230-2900.
Non-Profit Financing
At Carver we proudly specialize in faith-based and non-profit lending. We offer an array of products including financing for working capital support, construction projects, expansion, purchases, and refinancing existing debt. We are a direct lending institution that provides term loans at highly competitive interest rates. Carver partners closely with each faith-based organization or non-profit to fully understand its objectives and financial capabilities in order to create flexible financing structures to fit any particular needs.
Short-term Financing
Short term financing for 501(c)(3) organizations to support the receipt of government grants and contract receivables. Terms of 30 days to 6 months.
Revolving Working Capital
Operating lines of credit designed to help meet your organization's short-term or seasonal cash needs. Support delays in funding cycle. The interest rate is variable and interest on amounts drawn is payable on a monthly basis.
Term Loans
Installment loans for the purchase of furniture, fixtures, equipment, and the financing of leasehold improvements. You repay the loan from a period of one to five years with a fixed or variable rate, depending on the terms and agreement of your loan.
Commercial Mortgages
For the acquisition, construction, or renovation of church property, including parsonages and income producing properties. This product can also be used to refinance higher interest rate debt.
- Competitive, fixed and adjustable rates
- Amortized up to 30 years with varying maturities
- Flexible approach to your needs, not "one size fits all"
- Quick turnaround on approvals
How to apply for a loan
To apply for a loan, simply complete a loan application with one of our loan officers or print one and bring it with you along with your income information. To set up an appointment with one of our loan officers, just give us a call at 718.230.2900, visit the nearest Carver branch or contact us online at business@carverbank.com.
Business Online Banking & Bill Payment
Carver provides great ways to access and manage your accounts quickly and easily. Save time and money by using Carver's Business Online Banking.
With Business Online Banking you can keep track of your accounts, pay bills, check funds availability, make wire transfers, and much more with the click of a mouse, 24 hours a day, 7 days a week.
Let your fingers do the banking when you log in to our online banking service. If you would like to test drive our state-of-the art system, we welcome you to explore our business online banking demo.
Phone Banking
Access your account via our Phone Banking service 24 hours a day, 7 days a week by calling (718) 230-2900. Our automated system guides you through user-friendly menus quickly and easily. Our live customer service agents are available to assist you Monday through Friday, 8:30 a.m. to 5:30 p.m. Eastern Time.
To learn more about the various ways in which Carver supports the community, please visit our Community Commitment section.
